Yes, you can use your VA loan on a brand-new home.
The steps, the myths, and a lender who does VA loans all the time.
Shot 2 · placeholderBehind the island, iPad open on the counter, looking up at the camera mid-sentence.Sound familiar?
Someone told you builders don't like VA loans. You're not sure about the funding fee, or how to time it with your lease or job.
You earned this benefit. You want a straight answer.
I'm a veteran too. I'll give it to you straight.
Here's the plan.
Get your Certificate of Eligibility
A lender can pull it for you.
Talk to a lender who does VA loans often
Laura Hall at DHI Mortgage does, or use any lender you like.
Pick a home and time it with your lease or your job
The funding fee
Ask your lender how it applies to you. Some veterans don't pay it.
Get a quick answer first.
Free, and about two minutes. You type in your own numbers, so the answer is an estimate, not a loan offer.
What's at stake
Renting longer because of a myth.
When it works
Your benefit, used the right way. A brand-new home. No surprises.
Just so you know: I work for D.R. Horton, the seller. You're always welcome to bring your own agent.