Inspections on New Construction: Who Checks What

Yes, an independent inspection on a new build is usually worth it. Local building inspectors check code compliance at set stages, but they aren't working for you. A private inspector before drywall and again before closing can catch workmanship issues while they're easy to fix.

Who checks what

Three different people look at a new home, for three different reasons.

North Carolina's building code lists the routine inspections a local department performs: footing, under slab where it applies, foundation, rough-in, building framing, insulation, and final. Those are code checks, not a full review of how well everything was done.

Is it worth getting a home inspection on a new build?

I think so, and I sell new homes. A new house is built by many separate crews. Most do good work. Mistakes still happen, and the best time to catch them is before closing, while the builder's crews are still on site.

The two most useful moments:

• Before drywall. After framing and rough-ins, before insulation and drywall cover them. InterNACHI notes that fixing problems after a home is finished is difficult and expensive, which is the whole point of looking first.
• Before closing. A full inspection of the finished home, timed before your final walkthrough so you can add findings to the punch list.

What does a home inspector look for on new construction?

At the pre-drywall stage, InterNACHI's guidance lists things like framing, joist notching, firestop material, window and door flashing, pipe placement, wiring and junction box placement, missing metal clips, and duct and register placement. Inspectors also look at practical questions, like whether each room has enough outlets.

At the final inspection, they look at the finished systems: roofing, exterior, plumbing fixtures and drains, electrical panels and outlets, the HVAC, doors and windows, attic and insulation, and grading around the house.

Inspections are visual. They don't check code compliance the way a building official does, and they won't find what they can't see.

Can a builder deny a home inspection?

It depends on the builder's contract and policies. Some builders welcome outside inspections at set stages. Others limit when and how they happen, usually for safety on an active job site.

Ask before you sign:

• Can I bring my own inspector, and at which stages?
• Do inspectors need to schedule ahead or be accompanied?
• How do you handle items an inspector flags?

Get the answers in writing.

What is the biggest red flag in a home inspection?

Anything involving water or structure. That means signs of leaks, poor drainage or grading that sends water toward the house, missing or poor flashing around windows and doors, and framing that's been cut or notched in ways that weaken it.

Cosmetic items like paint touch-ups and small drywall marks are normal punch list work. Water and structure are the ones to slow down for.

How to use an inspection report

1. Share it with the builder right away.
2. Ask which items will be fixed before closing and which go on the warranty list.
3. Get that answer in writing.
4. Re-check the fixes at your final walkthrough.

Who's writing this. I sell new homes for D.R. Horton at Collins Ridge in Hillsborough, so I represent the builder, not you. This guide is general education from my years on job sites and in sales. It isn't legal, tax or lending advice, and it doesn't describe any specific home, price or incentive. Check the sources linked below, and talk with your own lender, agent or attorney before you decide.